Sheri Samotin

Facing the Finish

Excerpts

Introduction
Earlier this week, I was with a new client, Deborah. Her eighty-four-year-old father, Saul, has lived alone about fifteen minutes from Deborah and her family ever since Deborah’s mother died seven years ago. Saul suffers from moderate memory impairment, which often leaves him frustrated, and he lashes out at Deborah whenever she tries to help. Saul insists on driving but often can’t find his way home and calls Deborah in a rage. He leaves the lights on in the car, so the battery is dead several mornings each month and, you guessed it, he calls Deborah in a rage. Deborah and her three brothers, who live in other states, have talked with Saul about moving to a senior living community or getting some help at home. Saul won’t hear of it. Deborah is at her wit’s end, but her brothers have told her to “deal with it.” continue reading…

Address Tough Questions
The actress Bette Davis was right when she said, “Old age isn’t for sissies.”
If you’ve made it through enough years to be called an Older Adult, you have reached such maturity slowly and against many obstacles. It may take ten years for us to realize how old we really are. You’ve had a life of making, investing, losing, and saving money. You may have married (maybe more than once) and learned to listen and compromise along the way. You may have been blessed with children—a blessing that comes with much joy, sleepless nights, incandescent memories, dashed hopes, and constant expectation. continue reading…

The Importance of an Advocate
Mr. Hunter, a retired career military man, also worked in the aerospace industry for many years. Upon retirement, Mr. Hunter became eligible for Medicare and had supplemental insurance from both his employer and the military. With all of this insurance coverage, Mr. Hunter never expected to receive many medical bills, and he certainly didn’t expect to have his accounts with his physicians sent to collection agencies. Over the years, Mr. Hunter’s former employer changed insurance carriers, and this created much confusion. In the meantime, Mr. Hunter’s health was declining and he was suffering from memory loss. The situation became more and more confused, and eventually Mr. Hunter was receiving nearly daily dunning letters and calls regarding his medical bills. He couldn’t understand how, with his three insurances, his bills weren’t being paid. continue reading…

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